Burbank Insurance
Jim Hetherman Insurance Services
Have you ever wondered how certain people, who may earn no more than you do, always seem to achieve their financial goals? Whether it's buying a home, funding a child's college education, planning for an active and fun retirement, protecting their loved ones from the unexpected, or providing for the time in their lives when they may need some help with everyday activities, no goal seems out of reach for them. By developing an effective safe-money strategy with life insurance, annuities and long-term care insurance, you too may realize your goals. The earlier you get started the better, of course, but even if for some reason you have not given your own situation the attention you deserve, then please give us a call soon.
Life Insurance
Do you need life insurance? What types of benefits do you need? How long do you need the insurance? Any special features, tax advantages or situations? The best policy to buy is the one you can afford, both now and in the years to come. Life Insurance
Annuities
A fixed annuity is a financial contract with an insurance company whose tax-deferred growth is designed to be a source of retirement income. Annuities come in many different types: Single Payment vs. Flexible Payment; Immediate vs. Deferred; Bonus Annuities; Multi-Year Rate Guarantees; Lifetime Income vs. Fixed Period; Lifetime Income with Fixed Period Guarantee; Joint Annuities; and Equity Indexed Annuities. Many of these types can be mixed and matched. An annuity can even be structured to help pay the premium on a long-term care insurance policy.
Long-Term Care
Long-term care is the type of care you may need when you can no longer live independently. For example, you may need some help getting dressed, bathing or getting going in the morning. These pages will help you learn what you should know about long-term care for your own future benefit, and for the benefit of your family:
-Cost of LTC
-Risks of Needing LTC
-Who Pays for Long Term Care?
-Medicare
-Medi-Cal
-Family Caregiving
-Self Insurance
-Long-Term Care Insurance
Jim Hetherman Insurance Services Contact Info
Jim Hetherman
Phone: (818) 636-7869
Website: www.BurbankLife.com